Safe Online Shopping: 9 Rules for Paying Online

Shopping online saves time and opens up products you cannot find locally. A few simple rules keep your money safe.

1. Shop on known websites

Prefer stores you know or that have a clear history and reviews. Be cautious with shops you only found through an advert.

2. Check the address bar

Look for the padlock and the correct spelling of the website name. Fraudsters create look-alike addresses.

3. If the price is unbelievable, do not believe it

A new phone at a third of the normal price is almost certainly a scam.

4. Use a virtual card

An EriPay virtual card keeps your main balance separate. Top it up with only what you plan to spend.

5. Freeze when not in use

Freeze your virtual card between purchases so it cannot be charged unexpectedly.

6. Never pay by "send money" to strangers

Sellers on social media who refuse payment links or proper checkouts and insist on a direct transfer to an individual are a risk.

7. Protect your details

Never share card numbers, PINs or codes by chat or phone.

8. Keep records

Save order confirmations and check your EriPay history after each purchase.

9. Act fast if something is wrong

Freeze your card and contact support immediately if you see a charge you do not recognise.

Sign up to EriPay and shop online with more control.